Terms of service

Terms of Service

Last Updated: August 2026

Welcome to TERALVIX LLC. These Terms of Service ("Terms") govern your access to and use of our website, products, and services. By accessing our website or purchasing any product, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website.

1. Company Information

TERALVIX LLC
117 South Lexington Street, Suite 100
Harrisonville, MO 64701
United States
EIN: 42-4752784

2. Eligibility

By using this website, you confirm that you are at least 18 years of age or have the permission of a parent or legal guardian. You agree to use our website only for lawful purposes and in accordance with these Terms.

3. Products and Services

TERALVIX LLC offers digital products including, but not limited to:

  • Digital eBooks
  • Financial planners
  • Budget planners
  • Debt payoff planners
  • Money management resources
  • Personal finance educational materials
  • Printable digital downloads

All products are delivered electronically. No physical products are shipped unless explicitly stated.

4. Orders and Payment

By placing an order, you agree that:

  • All billing information provided is accurate and complete.
  • You are authorized to use the selected payment method.
  • All payments are processed securely through our payment partners.
  • Prices are displayed in U.S. Dollars (USD) unless otherwise stated.

We reserve the right to refuse, cancel, or limit any order at our sole discretion, including orders suspected of fraud or unauthorized activity.

5. Digital Delivery

After successful payment, your digital products will be made available for download immediately or through the download instructions provided in your order confirmation.

It is your responsibility to provide a valid email address and maintain access to your purchased files.

6. Refund Policy

Due to the nature of digital products, all sales are generally final. Refunds are only granted in limited circumstances, such as duplicate purchases or verified technical issues that cannot be resolved.

Please review our Refund Policy for complete details before making a purchase.

7. Intellectual Property

All content available on this website, including but not limited to text, graphics, logos, icons, images, digital downloads, planners, templates, and eBooks, is the exclusive property of TERALVIX LLC and is protected under applicable copyright, trademark, and intellectual property laws.

You may not:

  • Copy or reproduce our products.
  • Redistribute or resell our digital products.
  • Modify or create derivative works.
  • Share purchased files with others.
  • Upload our products to any public or private file-sharing platform.

Purchasing a product grants you a personal, non-transferable, non-exclusive license for your own use only.

8. User Conduct

You agree not to:

  • Use the website for unlawful purposes.
  • Attempt unauthorized access to our systems.
  • Distribute malware or harmful software.
  • Interfere with the operation or security of the website.
  • Use automated tools to scrape or copy website content without permission.

9. Disclaimer

Our digital products are intended solely for educational and informational purposes. They do not constitute legal, financial, tax, accounting, investment, or professional advice.

You are responsible for your own financial decisions and should consult qualified professionals where appropriate.

10. Limitation of Liability

To the fullest extent permitted by applicable law, TERALVIX LLC shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising out of or relating to your use of our website or digital products.

Our maximum liability for any claim shall not exceed the amount you paid for the product giving rise to the claim.

11. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

12. Third-Party Services

Our website may contain links to or integrate with third-party services, payment providers, or software. We are not responsible for the content, privacy practices, or services offered by those third parties.

13. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Missouri, United States, without regard to its conflict of law principles.

14. Changes to These Terms

We reserve the right to modify or update these Terms of Service at any time. Any changes become effective immediately upon publication on this website. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

15. Contact Information

If you have any questions regarding these Terms of Service, please contact us:

TERALVIX LLC
117 South Lexington Street, Suite 100
Harrisonville, MO 64701
United States

Email: contact@teralvix.online
Phone: +1 (505) 481-3422